Interest Plus Checking
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Enhanced benefits with Interest Plus Checking
An account for those beginning a career, starting a family or buying their first home. Your financial needs are broadening beyond a basic account and you need related banking services such as personal, auto and home loans, or building your nest egg with savings or money market accounts.
P.S. Empty nesters and others will like this account, too, with its wide range of benefits and flexibility.
Earn interest on checking account balances
Enjoy identity theft protection1
Get a folio of 100 checks annually, no charge for shipping and handling2
Choose from three options for overdraft protection3
$12.00 Monthly Maintenance Charge ($10.00 with enrollment in E-Statements)
Monthly maintenance charges waived when you combine Peoples Bank® savings or money market accounts or secured consumer loans4
Bank anytime with Online Banking, Bill Pay, Mobile Banking and Mobile Deposit5
What You'll Need
When you apply, you'll need to provide us with some information about yourself. For a faster application process, have the following information on hand:
- A valid form of identification including: Driver's license, State ID, or Passport
- Social Security number or federal ID number
- Proof of current address
- Initial deposit
- Co-applicant's personal information (if applicable)
1Peoples Bank provides identity theft protection services from Identity Theft AidSM with our Premier Checking and Interest Plus Checking. Services include Personal Identity Protection, Payment Card Protection, and Identity Recovery and Restoration. Should you become an identity theft victim, as a Peoples Bank checking customer, you are eligible for up to $1,000 in identity recovery costs. Services offered through Member Headquarters, Inc. 2Limited to one folio of 100 complimentary checks per year and includes shipping and handling. 3Certain qualifications and fees may apply based on the type of protection selected. 4Maintenance charge on the Interest Plus Checking account will be waived and interest will be earned if, on the qualification date, there exists: a Cycle to Date (CTD) average balance of $2,500 or more in this account, OR a CTD average balance of $5,000 or more in related enrolled consumer Savings or Money Market account(s), OR an active related enrolled secured consumer loan. Qualification occurs at the end of processing three (3) days prior to the current statement date. Cycle to Date (CTD) Average Balance is the average daily ledger balance between the first day of the statement period through the current date. 5Must be age 18 or older to enroll in Online Banking, Mobile Banking or Mobile Deposit. Standard rates and fees may apply from your wireless carrier.