Our local agents are friendly, experienced and committed to helping you find the peace-of-mind that comes from knowing your loved-ones will be financially protected in the event of your death. We even have policies that build cash value and protect your wealth from excessive taxes.
Term Life Insurance
Term life insurance provides coverage for a specific period of time … usually long enough to fulfill your financial obligations to your dependents.
Whole Life Insurance
Whole life insurance provides you with coverage for as long as you hold the policy. Plans usually include fixed premiums, a guaranteed death payout, dividends that could increase the policy’s value and tax-deferred cash value.
Universal Life Insurance
Like whole life insurance, universal life insurance provides you with coverage for as long as you hold the policy. It also offers additional flexibility that allows you to change the payment timing and amount of your premium.
Accidental Death and Dismemberment
Accidental Death and Dismemberment (AD&D) will pay an additional death benefit in the event that the cause of death was accidental. AD&D can be added to most life insurance policies for an additional premium. The benefits associated will vary based on the selected carrier.
Providing quality health insurance packages is a great way for your business to attract and retain employees. Peoples Bank offers many Group Health and Life Insurance products that can help your employees stay healthy and happy.
Key Man Insurance
Key Man Insurance allows a business to insure an individual who is vital financially or to the functionality of the day-to-day operations. In the event the Key employee dies, the Key Man policy would pay a lump sum death benefit to offset the loss.