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CDs & IRAs

Peoples Bank offers a full range of FDIC-insured certificates of deposit (CDs) and individual retirement accounts (IRAs) to help you achieve your savings goals. Our knowledgeable, local experts can help you find the right products for you with competitive interest rates to help your savings grow.

Peoples CD & IRA Specials

CD & IRA Specials

Check out our limited-time special rates on CDs and IRAs.

Peoples Certificates of Deposit (CDs)

Certificates of Deposit (CDs)

Certificates of Deposit (CDs) from Peoples Bank offer a smart way to safely build your savings. We offer a wide variety of interest bearing accounts. Some accounts can be opened with as little as $500.

Peoples Certificate of Deposit Account Registry Service (CDARS)

Certificate of Deposit Account Registry Service (CDARS)

With the Certificate of Deposit Account Registry Service (CDARS), Peoples Bank offers up to $30 million in FDIC insurance coverage for CDs. With this program, your funds are safe, secure, and insured while your account is managed through Peoples Bank.

Peoples Individual Retirement Account (IRA)

Individual Retirement Account (IRA)

Individual Retirement Accounts (IRAs) from Peoples Bank offer a tax-efficient way to build your retirement savings. Our local, knowledgeable experts can help you choose from a range of safe and simple interest bearing savings options.


Neither Peoples Bank nor its associates give tax or legal advice. Please consult your tax or legal advisor concerning your specific situation.

The Peoples Bancorp website links to third-party websites on the Internet. Peoples Bancorp provides links to these web sites only as a convenience. The inclusion of these links are not endorsements by Peoples Bancorp. The linked sites are not under the control of Peoples Bancorp, thus Peoples Bancorp is not responsible for the content of any linked site or any link contained within a linked site. Adobe Acrobat Reader 5.0 or above is required to access all PDF documents. Insured deposit products and services are offered through Peoples Bank,Equal Housing Lender, Member of FDIC.
Peoples Bank (w/ logo)® is a federally registered service mark of Peoples Bank.

Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC, and are not insured by bank insurance, the FDIC or any other government agency, are not deposits or obligations of the bank, are not guaranteed by the bank, and are subject to risks, including the possible loss of principal.  Peoples Bancorp and the investment center are independent of Raymond James Financial Services.  Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered.  Therefore, a response to a request for information may be delayed.  Please note that not all of the investments and services mentioned are available in every state.  Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site.  Contact your local Raymond James office for information and availability.  Links are being provided for information purposes only.  Raymond James is not affiliated with and does not endorse, authorize or sponsor any of the listed websites or their respective sponsors.  Raymond James is not responsible for the content of any website or the collection or use of information regarding an website's users and/or members.

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