Safer and easier than carrying cash
Don't Hassle with cash. When your card is loaded with funds, you can just swipe and go!
Faster and more convenient than paying with checks
A Peoples Pay Prepaid Debit Card can be used anywhere Debit MasterCard® is accepted.
Convenient way to receive payroll
Each card comes with a Direct Deposit form that you can simply detach, and hand to your employer for easy Direct Deposit setup.
Never pay overdraft fees
Because your funds are on the card and not in an account, you never have to worry about overdraft fees.
Monitor your card activity, set up consumer alerts, and even do card to card transfers at www.consumercardaccess.com/peoplesbank .
Access to over 24,000 surcharge-free ATMs nationwide. Find MoneyPass® ATMs.
Card balances are re-loadable and may have a balance of up to $10,000 at any time. Up to $2,500 of cash and $2,500 by direct deposit can be loaded at the time of account opening and each day thereafter. You can load the card up to 2x per day. Withdrawals and purchase limits are as follows:
Up to $1008 from ATM terminals per day
Up to $2000 per day in retail purchases
Up to $2000 per day from a cash advance machine
Total aggregate per day not to exceed $3000
See full Terms and Conditions
MasterCard SecureCode ®
This free service protects you from unauthorized purchases by requiring a unique password when you're buying online from participating merchants.
Due to the increased amount of fraud in foreign regions, Peoples Bank has blocked ATM/Debit activity in the following countries:
Arab Emirates, Austria, Bahrain, Belgium, Bolivia, Bulgaria, Ecuador, Indonesia, Latvia, Lebanon, Nigeria, Pakistan, Philippines, Republic of Montenegro, Romania, Russia, Saudi Arabia, Serbia, Syria, Turkey, Ukraine, Vietnam.
*See full Terms and Conditions for all fees and limits.