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Peoples Pay Prepaid Debit Card

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Peoples Prepaid Debit Cards

The Peoples Pay Prepaid Debit Card is perfect for anyone looking for convenient and secure access to their money. And getting a card is easy. There's no credit check or bank account required. Just stop by any Peoples Bank location, and you can leave with yours today!

Safer and easier than carrying cash
Don't Hassle with cash. When your card is loaded with funds, you can just swipe and go!

Faster and more convenient than paying with checks
A Peoples Pay Prepaid Debit Card can be used anywhere Debit MasterCard® is accepted.

Convenient way to receive payroll
Each card comes with a Direct Deposit form that you can simply detach, and hand to your employer for easy Direct Deposit setup.

Never pay overdraft fees
Because your funds are on the card and not in an account, you never have to worry about overdraft fees.

Online access
Monitor your card activity, set up consumer alerts, and even do card to card transfers at .

Access to over 24,000 surcharge-free ATMs nationwide. Find MoneyPass® ATMs.


Online Access

Card balances are re-loadable and may have a balance of up to $10,000 at any time. Up to $2,500 of cash and $2,500 by direct deposit can be loaded at the time of account opening and each day thereafter. You can load the card up to 2x per day. Withdrawals and purchase limits are as follows:

  • Up to $1008 from ATM terminals per day

  • Up to $2000 per day in retail purchases

  • Up to $2000 per day from a cash advance machine

  • Total aggregate per day not to exceed $3000

See full Terms and Conditions

MasterCard SecureCode ®
This free service protects you from unauthorized purchases by requiring a unique password when you're buying online from participating merchants.
Learn More

Blocked Countries
Due to the increased amount of fraud in foreign regions, Peoples Bank has blocked ATM/Debit activity in the following countries:
Arab Emirates, Austria, Bahrain, Belgium, Bolivia, Bulgaria, Ecuador, Indonesia, Latvia, Lebanon, Nigeria, Pakistan, Philippines, Republic of Montenegro, Romania, Russia, Saudi Arabia, Serbia, Syria, Turkey, Ukraine, Vietnam.



*See full Terms and Conditions for all fees and limits.

Get Yours Today

Select from the options below to apply for a prepaid debit card today.

Call 1-800-374-6123
to speak with a service representative.
Locate an office near you to meet and discuss in person.

What You'll Need

When you apply, you'll need to provide us with some information about yourself. For a faster application process, have the following information on hand:

  • A valid form of identification including: Driver's license, State ID, or Passport
  • Social Security Card/Number or federal ID number
  • Proof of current address (Recent Utility Bill)
  • Initial deposit
  • Must be 18 years or older to apply
  • Co-applicant's personal information (if applicable)

The Peoples Bancorp website links to third-party websites on the Internet. Peoples Bancorp provides links to these web sites only as a convenience. The inclusion of these links are not endorsements by Peoples Bancorp. The linked sites are not under the control of Peoples Bancorp, thus Peoples Bancorp is not responsible for the content of any linked site or any link contained within a linked site. Adobe Acrobat Reader 5.0 or above is required to access all PDF documents. Insured deposit products and services are offered through Peoples Bank,Equal Housing Lender, Member of FDIC.
Peoples Bank (w/ logo)® is a federally registered service mark of Peoples Bank.

Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC, and are not insured by bank insurance, the FDIC or any other government agency, are not deposits or obligations of the bank, are not guaranteed by the bank, and are subject to risks, including the possible loss of principal.  Peoples Bancorp and the investment center are not registered broker/dealers and are not affiliated with Raymond James Financial Services.  Investment advisory services offered through Raymond James Financial Services Advisors, Inc.  Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered.  Therefore, a response to a request for information may be delayed.  Please note that not all of the investments and services mentioned are available in every state.  Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site.  Contact your local Raymond James office for information and availability.  Links are being provided for information purposes only.  Raymond James is not affiliated with and does not endorse, authorize or sponsor any of the listed websites or their respective sponsors.  Raymond James is not responsible for the content of any website or the collection or use of information regarding an website's users and/or members.  FINRA's BrokerCheck

Insurance and Investment products are: NOT FDIC Insured • NOT GUARANTEED by Peoples Bank • NOT a deposit NOT insured by any federal government agency  Subject to risk and may lose value.

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