Mortgages and Home Equity Loans
Explore mortgage lending options for your home.
Peoples Bank’s team of mortgage consultants brings experience and knowledge to help you understand the home loan products available and find the right one for your needs.
Mortgage Assistance Programs
Mortgage assistance programs to help you fulfill your dream of homeownership.
Homebuyer Seminars
Peoples Bank offers free Homeybuyer seminars to provide homebuying education and resources.
Home Equity
Line of Credit
You’ve put a lot of time and money into your home – that investment can pay off when you need it.
Home Equity Installment Loan
Borrow a specific amount and make fixed payments over a certain period of time.
Get the right home loan options.
100% financing available
Variety of financing terms available
Low
rates
Jumbo
Mortgages
The Home Loan Process
After you complete the online application and provide proper documentation, we will pull your credit report, review your submissions and let you know if we need anything else.
We will then order the proper inspections, process the loan and make a loan decision.
Once the loan is approved, we will contact you to schedule a closing date and help you start shopping for Homeowners Insurance.
Documents you’ll need:
Let’s get started.
Fill out an interest form to request more information from one of our local mortgage consultants.
Frequently Asked Questions
Are there special programs for first-time homebuyers?
Congratulations! No doubt you are excited about the possibility of owning your own home. From FHA to USDA, we have an extensive suite of mortgage products available to fit your needs.
We offer Zero-Cost loan programs1 and 100% financing2. Not to mention, we offer Homebuyer Seminars where local mortgage consultants will walk you through the homebuying process and offer additional educational resources to get you ready for your purchase.
1Excludes prepaid items.
2Income restrictions apply.
What if I don’t have money for a down payment?
Saving for a mortgage down payment can be difficult. That’s why our mortgage consultants have extensive experience delivering mortgage products and results that require no down payment.
Contact your local mortgage consultant to learn more.
I need a Jumbo Mortgage.
If you’re seeking financing for a larger loan amount, our Jumbo Loan solutions provide the answer. Our local and personalized service and variety of financing options deliver an unbeatable mortgage product and home loan experience.
Contact a local mortgage consultant for more information.
What if I want to buy another home or refinance my current home?
If you are ready to upgrade or downsize or wish to refinance for a better rate, we will connect you with a local mortgage consultant who can provide trustworthy advice and offer great rates with terms that are easy to understand.
I want to use my home’s equity to make home improvements.
Get access to your home’s equity to remodel your kitchen, build a backyard oasis, send your child to college or purchase a new vehicle. The possibilities are endless with our Home Equity Line of Credit and Home Equity Installment Loan.
Do you offer any unique loan programs for doctors?
Yes! Learn more about our Dr. Loan program.
