Home Equity Line of Credit

Turn your home’s value into a financial tool.

0% CLOSING COSTS!

Take advantage of our competitive rates and use your home’s equity to remodel your kitchen, build your own private pool or make home improvements. Funds can also be used to take a vacation or consolidate debt. The possibilities are endless with a Home Equity Line of Credit.

Request More Information

Find a Mortgage Consultant

Peoples Bank HELOC Features

No origination fee¹

Flexible repayment terms

No appraisal fee¹

No annual fee for the first year

Competitive and fixed rates

Access line of credit
for up to 10 years

Fast approval time

Automatic payment deductions from your Peoples Bank checking account

Apply for a Home Equity Line of Credit.

Fill out an interest form or visit your local branch in Ohio, West Virginia, Kentucky, Virginia, Maryland or Washington, D.C.

Find a Mortgage Consultant

Locations

First Name

Last Name

Email

Mobile

Zip Code

Tell Us More

Current Peoples Bank Customer –None– Yes No

Purpose of Loan –None– Purchase Refinance Other

Submit

¹Zero closing costs apply to Freedom Equity product only. Freedom Equity product contains an APR based on Prime, plus or minus a margin, that is variable and can change each month beginning with the first month. Available rates as of February 3, 2025 range from 7.50% to 10.50% APR based on the consumers credit score and loan to value. As of February 3, 2025 an available rate for the Freedom Equity product was 10.50%. The APR for any equity plan will never be higher than 18.00% in WV; 24.00% in KY; 25.00% in OH; 24.00% in DC; 24.00% in MD; or Unlimited in VA. If you make only the minimum payments for the maximum allowable time frame, you may not repay any of the principal balance by the end of the payment stream so a balloon payment will result, and you will be required to pay the entire balance owing in a single payment. Plan includes a $50.00 annual fee to maintain the account. There may be an early cancellation fee of 1% of the original commitment or the maximum of $1,000.00 if allowable by state law. Other conditions and restrictions may apply. Information is subject to change without notice. All loans subject to application, credit, and collateral approval. Consult a tax advisor regarding tax deductibility of interest and charges. Interest on the portion of the credit extension greater than Fair Market Value of the dwelling is not tax deductible for Federal income tax purposes.

NMLS#617258